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Insurance Policies

Home Insurance Advice

Take our advice on how to insure your home. This article covers Premiums, Excess, Indexation and much more.

Home Insurance Advice

Quick Q&A

How can I decide which policy suits my needs?

Please browse our range of Insurance Policies and note their features. What features are relevant to your requirements? Which features are you unsure of and would like some advice about?

Note down the answers to these questions and mention them in the details section of our Request a Quote form. We will then call you back with information and guidance about the policy that you are interested in and help you decide upon a policy that best suits our needs.

 

What does Property Damage cover?

Property damage cover within our Listed Buildings Insurance and Household Insurance covers loss or damage to the Home/all structures insured under the policy including accidental damage to Audio & Visual equipment, Computers, Business equipment and Glass.

The amount paid is dependent upon the policy limits and the type of cover provided under the policy agreement.

 

Do you offer Defaqto 5 Star cover?

Yes Defaqto 5 Star rated cover is available within our Listed Buildings Insurance and Household Insurance policy options.

Defaqto 5 Star cover means that the policy offers a wider range of benefits in comparison to lower rated policies. 5 Stars are only awarded to around 10% of the market policies so you can be assured that you are buying the best cover available.

 

What are the discounts that you offer?

We offer a range of discounts that can be seen within some of the features throughout our Insurance Policies section.

Just some of the discounts that we offer include Premium discounts for policy holders over 40 years of age with our Listed Buildings Insurance, up to 65% no claims discount with our Private Car Insurance and free Breakdown Recovery with our Motorcycle Insurance policy.

 

If you have a question that you would like us to answer please contact us.

Home Protection Tips

Read our tips to help protect your home from burglary, fire and under insuring the value
of it’s content.

Home protection tips

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01823 277188
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